SALT started in the African countries of Namibia and Mozambique.$74.15 was the average accumulated saving per savings group member (January – November)Over 234,000 hours of Biblical teaching at SALT meetings. We commit the spiritual harvest to God,who has promised that His Word will accomplish its purpose.30,780 savings group members and microloan clients benefited from the program. There were 27,038 clients at the end of 2017.The Salt & Light program was launched to provide Bible-based financial teaching here in the US.