Sixty-five-year-old Markus was once a successful business owner who established three grocery stores. But his livelihood was shattered when the terrorist group Boko Haram swept through Nigeria and destroyed his stores.

Markus nearly gave up. Then he heard about a SALT savings group in his village and decided to join. He requested a loan from the savings group to buy fertilizer for his farm and items to start up a small store again. Using his former business experience and applying the principles he heard at SALT meetings, Markus quickly expanded his store. He now earns around 8,000 naira ($22 USD) each week, which he uses to feed his family, donate to his church, and help people from his community. “I have started all over again, and this time I will do even better,” he says.


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