My husband and I recently accompanied the SALT team to a microloan disbursement meeting in a poor neighborhood of Tipitapa, Nicaragua. This microloan group started when Juan, a man from this area, asked CAM for money for woodworking tools. Our staff told him why we don’t just hand out money and informed him about the SALT program. Inspired, Juan then helped to get a microloan group started.
Win’s sewing business income was only enough to pay for her family’s daily food. But since joining a SALT savings group in Myanmar, she has learned to better manage her money and has even been able to save! Win used this money to buy a better sewing machine that is helping her produce more income…. Read more
Elijah is a small-scale farmer in Ghana, Africa. Before he became a SALT Agri-Plus member, it was difficult to provide for his family. He did not have a good way to store his grain, and insects and mice raided his food supply. “To feed my family, I had to go into debt,” he said.
Thousands in Nigeria have suffered at the hands of the Islamic terrorist group Boko Haram. Among those was Zacharia, his wife, and ten children.
Many Haitians thought they couldn’t save money. That is, until they applied the practical teaching from SALT microloan meetings. Now, the realization that they are able to save is giving Haitians hope for the future.
George, a SALT microloan client and poultry farmer in Ghana, specializes in egg production. When some SALT staff members attended a microloan meeting in his village in rural Ghana, he led them up a hill to where he has his barns.
Many parents across the globe are driven by a dream and hope to give their children more opportunities than they had themselves. But for more than 700 million people in the world who live on an income of less than $2 a day, it’s hard to accomplish that dream. Amolik and Labonya* in Bangladesh were… Read more
Shohel and Taslima* from Bangladesh owned almost nothing. They had no land to grow crops. Their house was barely big enough to sleep in. And Shohel struggled to find a steady job, making it nearly impossible to support the family. When Taslima heard about the SALT savings group starting in their village, she joined eagerly…. Read more
Sasha, a member of a recently established SALT savings group in Ukraine, listened intently to the Bible-based teaching at a SALT meeting. He always thought the small amount of money he earned wasn’t worth saving. “But as I listened intently about the need for discipline . . . I realized that my unnecessary spending habits… Read more
Thousands of acres of farmland lie underutilized across Ghana, Haiti, and Cambodia. If used to its full potential, this land could provide food and income for desperately needy families. Our goal for the SALT Agri-Plus program is to work together and learn with local farmers what simple farming practices could make their fields and gardens… Read more
The SALT Microfinance Program is a huge blessing for the Khmer people in Cambodia. Most of these village people have very low incomes and live hand to mouth. The children grow up with no training about saving money for future, unexpected needs.
In a place known for its deep poverty, Haitian farmers are discovering how to use their agricultural resources to provide for themselves without depending on foreign aid. These farmers in Haiti are learning improved farming practices through Agri-Plus, an aspect of CAM’s SALT Microfinance Solutions program. The program teaches soil conservation and helps farmers experiment… Read more
SALT microfinance clients are required to attend regular meetings, which provide an excellent platform for Biblical teaching. We have been developing a growing series of manuals that clients and instructors can use at these meetings. The manuals help instructors convey Bible truths in an organized way. Our growing family of SALT manuals includes: Small Business… Read more
A VOCATIONAL SCHOOL called “New Hope” opened in Ghana in September. This school focuses on auto mechanics. Initially, three students were enrolled, but the count quickly grew to five. Each day begins with a Biblical lesson, followed by a technical lesson. The students spend the rest of the day putting to practice what they have… Read more
NORTHERN GHANA is a land of extremes. Dry season lasts for five to six months, and then rainy season often brings a heavy deluge that causes ‑ flooding, rotting crops, and collapsing adobe houses. Sometimes the rains begin so sporadically that farmers are unable to plant their seeds at the right time. All these… Read more