Microfinance Solutions

Updates & Stories


Three-Fold to Fifteen-Fold

Three-Fold to Fifteen-Fold

As our Agri-Plus technician Edmond says, “I used to be happy with a three-fold harvest, but now I look for ways to increase my yields every year.”

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About SALT

SALT is an acronym for Shared Accountability, Lending, and Teaching.
By reaching out to people in material poverty through microloans, savings groups, agricultural programs, vocational schools, and Christ-centered teaching our goal is to walk alongside clients, helping them use the resources God has placed in their care without depending on others.

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Bible-based teaching is the central focus of the SALT program. SALT clients receive regular teaching on the importance of following Jesus in everyday life.

Our two main objectives:
• Help people discover ways to provide for their families
• Pattern and teach a Biblical way of life

SALT Programs

“I used to be happy with a three-fold harvest, but now I am looking for ways to increase my yields every year.”

– Edmond, Agri-Plus technician from Haiti

“The teaching is really good and helps me manage my business and home better. The group helps me save money instead of wasting it.”

– Savings group members from Asia

“The teachings we get from the meetings has helped me to interact and relate well with my clients and apprentices; I am grateful for this provision.”

– Helena Awortwe, Microloan Group from Ghana, Africa

“Most people in Uganda lack practical skills. What I’ve gotten from the school gives me hope.”

– Pius, a vocational school student from Uganda



Countries with SALT programs


SALT members worldwide

382,000 +

Hours of Biblical teaching received by SALT members by year-end 2019

Countries where savings group and micro-loan groups are operating

Move cursor across countries for savings group information. Numbers reflect a 3-month average.


Restricted countries are not shown

Average member equity

Value of accumulated savings per member, including growth from loans and/or investments.


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